Money Management. Made Simple.

When you open a Huntington Checking account, you can take advantage of our digital tools designed with input from customers like you.

The Hub makes it simple to track and analyze your spending, find areas for potential savings, and help you create and reach your financial goals.

Savings Tools

Whether it's putting away for a rainy day or saving for a big purchase, our savings tools can help you stay motivated, informed, and on track.

Budgeting Tools

Build smarter spending habits without getting lost in spreadsheets. Our budgeting tools can help you analyze your spending, set limits on certain purchases, and send you alerts to keep you on track.

Message and data rates may apply.

Already a Huntington customer?

Frequently Asked Questions

Answer: Yes, The Hub is available to Huntington customers with checking, savings, money market, personal credit line or Voice Credit Card® account(s). Note, eligible accounts may vary for personal and business customers.

Answer: No. Continue to use your current online banking and mobile app username and password to access The Hub.

Answer: All of your accounts are listed in the My Accounts column. Click on an account for your transaction history and other account details.

• The Hub, for your accounts and financial tools;
• Transfers, to transfer money between your bank accounts;
• Bill Pay, to set up and pay bills electronically; and
• Service Center, where you can find contact information, view statements, order checks, manage your overdraft options and account settings and more.

Messages, alerts and your profile can be reached using the buttons menus at the top right of the page.

Answer: No. The Hub and its financial tools are free for Huntington customers.

Answer: We’re glad you asked! We’ll occasionally ask for your feedback through pop-up messages, but you don’t need to wait for that to share your ideas. Just click the green chat icon at the bottom right of any screen.

Answer: At the bottom of The Hub, click the Manage Hub & Tool Views link. Scroll through to the Hub Layout section and select how you want to view your account list and financial tools on the screen.

Answer: Your online banking experience at huntington.com is backed by our strong commitment to security and privacy. Learn more at huntington.com/Privacy-Security.

Do The Hub and financial tools work with all my accounts? What if I have both personal and business accounts?

Answer: The type of accounts you have will determine which Hub tools are available to you.

If you have both personal and business accounts, all of your accounts will be listed under My Accounts. However, the financial tools available to you will change based on which username you used to log into huntington.com. Some financial tools are exclusive to personal or business accounts.

Answer: At the bottom of The Hub, click the Manage Hub & Tool Views link. You can select which accounts are included in your financial tools by default. Select at least one of the available accounts for each tool.

Answer: A transaction is any individual credit or debit in your Huntington checking, savings, money market, personal credit line or Voice Credit Card® accounts. Note, eligible accounts may vary for personal and business customers.

Answer: Tags in the Transaction Detail window allow you to add a keyword or phrase to your transactions, to help you organize and track your finances. For example, you may choose to tag certain expenses as having been made on vacation or having an impact on your tax filings.

Answer: For personal accounts, click on the account to visit the Account Details page. There you’ll see an option to Download Account Transactions. For business accounts, The Hub’s Transactions tool has a download link. Your transactions can be downloaded into Quicken, QuickBooks and CSV formats.

Answer: Not at this time. Only transactions from your Huntington accounts are currently included in Transaction, Spend Analysis, Spend Setter SM , and Cash Flow Forecast SM . Look for this feature in future.

Answer: Categories group together similar transactions to give you an accurate snapshot of where your money goes each month. For example, the category Dining: Coffee Shop would allow you to know just how much of your money went toward lattes. Yep, it’s a lot for us, too. Note, categories vary between personal and business accounts.

Every transaction is automatically assigned a category, initially from this default list. You can re-categorize a transaction anytime. Click on a transaction to bring up the Transaction Detail window. Then click Edit to open the Select Category window.

Answer: Your spending is organized into category families, such as Dining or Travel.

To add, edit or delete a category, click on a transaction to bring up the Transaction Detail window. Then click Edit to open the Select Category window. Open a category family to add, edit or delete categories. Up to 10 categories can be added to each family. The category family itself cannot be deleted or modified.

Are the categories in my Spend Analysis the same as the Rewards Categories for my Voice Credit Card^®?

Answer: No. Spend Analysis includes transactions from all of your eligible Huntington accounts and isn't tied to any rewards program. The rewards categories for your Voice Credit Card ® are tied only to your Voice Credit Card spending.

Answer: You can re-categorize a transaction anytime. Click on a transaction to bring up the Transaction Detail window. Then click Edit to open the Select Category window.

After you change a category, you will be asked if you’d like to create a rule to automatically assign similar transactions or merchants to your preferred category in the future.

Answer: You can create up to 10 categories within each category family to better track your spending. For instance, a purchase at a gas station will be automatically assigned to the Transportation: Gas category. But if you bought groceries there, not gas, you could reassign that transaction to Groceries: Groceries. Say those groceries were snacks for a road trip. You can add a category within Groceries called Road Trip Snacks.

Answer: Yes! Let’s say you go to a gas station, and go inside to pay $30 in gas and $10 in snacks. That $40 transaction will automatically be categorized as Transportation: Gas. Click on a transaction to bring up the Transaction Detail window. Then click Edit to open the Split Transaction window.

Answer: In your transactions, cash deposits will be categorized within the Income family and cash withdrawals will be considered Financial Activity: Cash Withdrawal. Any check you write will be categorized Financial Activity: Check. To improve the accuracy of your financial tools, you can re-categorize these transactions. Click on the transaction to bring up the Transaction Detail window. Then click Edit to open the Select Category window.

Or you can use a debit or credit card instead of cash or checks. Card transactions provide a clearer picture of your spending habits.

Answer: Spend Analysis tracks how much you're spending, and exactly where you're spending it, in categories like groceries and entertainment. We'll analyze your expenses so you can easily see exactly where your money is going.

Answer: For personal accounts, Spend Analysis includes transactions from your Huntington checking and credit card accounts. For business accounts, Spend Analysis includes transactions from your Huntington checking, money market, credit card and credit line accounts.

Answer: Do you have a Huntington checking account? Then log into The Hub to turn Spend Analysis on.

Answer: We’re working on it. For now, only your Huntington accounts and credit cards are included.

Answer: When you make a purchase using your debit or credit card, Spend Analysis places that purchase in an existing category, such as Groceries, Education, Home and more. You can also create subcategories and split purchases between categories to help you keep a more detailed record of your spending habits.

• Click on a transaction from the line-item list. A Transaction Detail window will pop up. (Note: Pending transactions cannot be reassigned).
• Under Category, click Edit and select a new category.
• Answer Yes, Create Rule to always categorize this way, or No, Apply Once for one-time only.

• In Transaction Detail, under Category, click Edit.
• Click Add a category.
• Enter the new category name, then Save.

• In Transaction Detail, under Category, click Edit.
• Choose Edit next to Category, select Category.
• Enter Split Amount for each category.
• Need to split into more categories? Click Add a Split.
• Click Save.

Answer: Yes, you can hide transactions so they aren’t included in the Spend Analysis or Spend Setter tools. Click on a transaction to bring up the Transaction Detail window, and check Hide this transaction from financial tools.

Answer: To see your spending for previous months, click the View Analysis button. On the larger Spend Analysis view, you can change the date range, dive into categories and more. You can also switch from pie chart to bar graph to table view and roll over visual charts to see amounts and percentages by category.

Answer: With Spend Analysis, you can see up to two years of spending and income history to better understand your habits. And, the Spend v. Income feature within Spend Analysis provides you with an easy-to-read, side-by-side comparison of money coming in and money going out. You can compare your cash flow for the past 12 months. All of this gives you the ability to make informed decisions about your money.

Answer: Spend Setter ℠ lets you set budgets to track what you’ve spent and how much you have left to spend in a given month. You can view amount spent to date, amount left to spend, percentage of budget spent, and number of days left in the month. Spend Setter includes transactions from your Huntington checking and credit card accounts.

Answer: If you don’t use the Spend Setter ℠ tool within the first 60 days of having access, budgets will be created for your highest three spending categories based on your monthly averages. To edit these budgets, click View Budgets.

• To create a new budget, click Create a Budget at the bottom of the budgets list. First, select a Category and click Continue. On the next screen, enter a budget amount and click Save. You can create up to 10 budgets total.
• To edit a budget amount, roll over a budget to highlight, select Edit. In the budget window, click Edit next to the Monthly Budget Amount. Enter the new budget amount, then Save.

If you need to delete a budget, select Delete (with trashcan icon), Yes to delete, No to cancel.

Answer: Spend Setter ℠ includes transactions from your Huntington checking and credit card accounts.

Answer: You can change a budget as often as you like. Keep in mind that changes to the budget amount may affect the status of your budget.

Answer: The color of the budget bar will indicate if you are on track (green), off track (yellow) or already over budget (red). In the future, an alert will be available to tell you when your nearing or over your budget. You can also sign up to receive a Huntington Heads Up ® by email, text, or push notification to let you know when you're nearing or over your budget. If you are already enrolled in Heads Up alerts, you can also set up to receive Heads Up for your budget activity. Go to Alerts and choose Manage Alerts. Under the Manage Alerts section, choose Tips & Tools. Then select Edit Alerts and scroll down to Budget Activity, where you can choose your preferences for Spend Setter ℠ . Message and data rates may apply. If you are not yet enrolled, visit the Alerts tab in the top navigation and choose Enroll in Alerts. Follow the prompts to enroll. Once enrollment is complete, complete the Manage Alerts steps above to set up your Spend Setter alerts.

Answer: Your budgets reset each calendar month. To view the bar graph that shows your average monthly spending for the last 12 months for a particular budget, click on that budget to view.

Answer: Your total shows the sum of all your budgets.